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Let's face it managing a family budget can be challenging and intimidating but a key to getting your financial house in order could be your home itself whether its millennials looking to purchase their first home or homeowners wanting to unlock the equity in their house a credit union can be a wise choice compared to a traditional bank the short answer why a credit union is a better option is traditionally rates better rates more personalized better service and lower fees one of the things that differentiates a bank from a credit union this credit union takes the time to educate its members, so we empower our members and decisions that members make they feel comfortable with, and they understand we do banking for a living most people don't well with the credit union you're going to get that personalized service we kind of just evaluate you as a whole you're coming to us to refinance a mortgage or take out a home equity loan to renovate your home, so we try to do our best to kind of help you put you in the right direction talk to you about several loan products that we offer see which one best fits your needs for instance Gerry Lanny a Long Island homeowner had good reason to want to tap the equity in his home we owned our house and my daughter had gave birth to quadruplets and my wife had to retire, and we had to help her out with the kids' situation was that we had the houses paid for we had a lot of equity in the house and which we just had a lot of bills that we hadn't paid Gerry Lanny received a financial education and found the personalized customer service he was looking for not at a bank but at quorum Federal Credit Union here members are able to find answers to unlock the financial freedom offered by homeownership without ever having to leave their home the vision of form of why members typically turn to quorum is that quorum strives to be a safe affordable and modern alternative to traditional banking, but its how quorum does business that is most important to its members a membership to a credit union provides access to innovative financial tools as well as unbiased advice from financial advisors experts like Cathy Hernandez who was quorums top award-winning lending agent for 2018 for her personalized service to members anytime anywhere now I work from home, so I have pretty flexible working hours I'm pretty much available to them whenever they need me Mel away a phone call away and when Mr Lonnie it was more of you know if he had a question, or I felt like I was always there for him no matter the need and we kind of just walked through the whole process with him gave him, and he was happy at the end of the day we gave him a good product he felt like he got what he was looking for good rate, and we were just pretty flexible with him, so you know we've talked on the phone email a lot and just kind of give him that service that he's looking forward to getting along Jamie it was very easy we are just like talking to you and to your...
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