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INDIAN RED CROSS SOCIETY Vadodara District Branched Cross building, Red Cross Road, Opp. Police Parade Ground, Japura, Vadodara 390001Ph. + 912652413382, Mobile9099552154 Email: ircsvadodara@gmail.com
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IFSC (Indian Financial System Code) is a unique code used to identify a specific bank branch for electronic funds transfer. MICR (Magnetic Ink Character Recognition) code is used mainly for the processing of cheques. SWIFT (Society for Worldwide Interbank Financial Telecommunication) code is used internationally to identify bank branches.
Banking institutions and other financial entities that engage in electronic funds transfer or international banking transactions are required to file and maintain IFSC, MICR, and SWIFT codes corresponding to their branches.
To fill out IFSC, MICR, and SWIFT codes, one must provide the unique codes assigned to their respective bank branches in the forms required for electronic transfers or international bank transactions.
The purpose of IFSC, MICR, and SWIFT codes is to facilitate secure and efficient electronic transactions, ensuring that funds are transferred to the correct bank branches both domestically and internationally.
Information that must be reported includes the unique IFSC, MICR, and SWIFT codes for the bank branch, along with details like the bank's name, address, and the types of accounts offered.
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