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Office of the County Treasurer Cleveland County, Oklahoma MORTGAGE AFFIDAVIT, being first duly sworn, state under oath as follows In a Real Estate Mortgage executed on the day of, MORTGAGOR (BORROWER)
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How to fill out mortgage affidavit

01
Obtain a mortgage affidavit form from your lender or mortgage company.
02
Carefully read the instructions provided with the form to understand the necessary information.
03
Fill out your personal information, including your full name, address, and contact details.
04
Provide details about the mortgage, such as the loan number and the property's address.
05
State the reason for needing the mortgage affidavit, whether it is for a loan modification, refinance, or other purposes.
06
Sign and date the affidavit to certify that the information provided is true and accurate.
07
Review the completed form to ensure all required fields are filled properly.
08
Submit the filled-out mortgage affidavit to your lender or mortgage company as per their instructions.

Who needs mortgage affidavit?

01
Anyone who is applying for a mortgage loan or going through a mortgage process may need a mortgage affidavit.
02
Typically, borrowers who are seeking loan modifications, refinancing, or certain legal transactions related to their mortgage may be required to fill out a mortgage affidavit.
03
The specific requirements may vary depending on the lender or the nature of the transaction, so it is advisable to consult with your lender or legal advisor to determine if a mortgage affidavit is necessary.
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A mortgage affidavit is a legally binding document that provides sworn statements regarding the details of a mortgage transaction, confirming the information provided by the borrower and the lender.
Typically, the borrower and sometimes the lender or a designated representative are required to file a mortgage affidavit to verify the details of the mortgage loan.
To fill out a mortgage affidavit, one must provide personal identification details, loan information, property details, and attest to the accuracy of the information under oath, signing the document in the presence of a notary public.
The purpose of a mortgage affidavit is to provide an official record of the borrower's and lender's assertions about the mortgage terms, helping to protect all parties involved and ensuring transparency in the transaction.
The information that must be reported includes the names of the borrower and lender, property address, mortgage loan amount, loan date, and other relevant details about the mortgage agreement.
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