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Page 73 of 109 Exhibits 21The Depository Trust Company A subsidiary of The Depository T rust & Clearing CorporationFORM OF FIXED RATE CALLABLE CERTIFICATE OF DEPOSIT ISSUER NEGOTIABLE MASTER CERTIFICATE
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The Depository Trust Company (DTC) is a central securities depository that facilitates the electronic holding and transfer of securities. It provides a reliable and efficient system for the settlement of trades and the transfer of ownership.
Entities that participate in the clearing and settlement of securities transactions, including broker-dealers and other financial institutions, are typically required to file with the Depository Trust Company.
To fill out the depository trust company forms, participants must provide accurate and complete information regarding their securities holdings, transaction details, and compliance with regulatory requirements as specified in the DTC’s guidelines.
The purpose of the Depository Trust Company is to provide safe and efficient custody of securities, facilitate the settlement of securities transactions, promote securities lending, and enhance the efficiency of financial markets.
Participants must report information such as the number of securities held, transaction volumes, settlement dates, and any changes in ownership or beneficial interest in the securities.
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