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Correspondent IBM Submission Form Loan Information Borrower First Name/Last Name: Borrower First Name/Last Name: Select Product Code: Code Agency Plus (Full Doc) Bank Statement (Alt Doc) Loan Term:
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Desktop Underwriter & Desktop is typically needed by lenders, loan officers, and mortgage professionals who want to analyze mortgage loan applications. It is also used by underwriters to determine the eligibility of mortgage applicants for specific loan programs.
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Desktop Underwriter is a software application developed by Fannie Mae to help lenders assess the creditworthiness of borrowers and underwrite mortgage loan applications efficiently.
Lenders who are using the Desktop Underwriter system to underwrite mortgage loans are required to file it.
To fill out Desktop Underwriter, lenders must input borrower information, property details, loan details, and other relevant financial data into the system to receive an underwriting recommendation.
The purpose of Desktop Underwriter is to streamline the mortgage underwriting process, provide risk assessment, and improve the efficiency of loan origination.
Information that must be reported includes borrower credit information, employment history, income, assets, property details, and loan specifics.
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