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2018 Heron Schools PTA Membership Form Individual $12Family $20Staff $10(two adults in same household) Please send cash or check made out to Heron PTA along with this completed form to school. Returned

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The home - msd of refers to the Home Mortgage Disclosure Act (HMDA) reporting requirements that financial institutions must adhere to, providing data on home loan applications and originations.

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Institutions that meet certain asset thresholds and engage in home lending activities are required to file the HMDA reports, including banks, credit unions, and mortgage companies.

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Filling out the home - msd of requires financial institutions to collect and report specific data on loan applications, including borrower demographics, loan terms, and the location of the property.

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The purpose of the home - msd of is to promote transparency in the lending process, identify discriminatory lending practices, and ensure that all individuals have equal access to credit.

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Information required to be reported includes race, ethnicity, gender of loan applicants, loan amounts, property location, and the action taken on the application (approved, denied, etc.).

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