Get the free CCFM - Credit Counseling Agency View - Nova Credit Union

LIST OF DSP CREDIT COUNSELORSAlliance Credit Counseling Inc d/b/a name: Affiliations (if any): 15720 Brigham Hill Ave Suite 575 Charlotte, NC 28277 Telephone: 8889957856 Appointments: 8889957856 Fax:

How to fill out ccfm - credit counseling

How to fill out ccfm - credit counseling

1. To fill out the CCFM (Credit Counseling Financial Management) form, follow these steps:
2. Start by providing your personal information, including your name, address, and contact information.
3. Indicate your household size by stating the number of people living in your household, including yourself.
4. Provide details about your monthly income, including your wages, salaries, and any additional sources of income.
5. List your monthly expenses, categorizing them into various sections such as housing, transportation, groceries, and healthcare.
6. Include any secured or unsecured debts you currently have, such as credit cards, loans, or mortgages.
7. Indicate any assets you own, such as vehicles, real estate, or investments.
8. Calculate your total monthly income and expenses, and determine your disposable income.
9. Finally, review the form for accuracy and completeness before submitting it to the credit counseling agency.

Who needs ccfm - credit counseling?

1. CCFM (Credit Counseling Financial Management) is beneficial for individuals who:
2. Are struggling with overwhelming debt and want to regain control of their finances.
3. Find it challenging to manage their monthly payments and need assistance in budgeting.
4. Are considering bankruptcy but want to explore other alternatives before taking that step.
5. Want to improve their financial literacy and learn effective money management techniques.
6. Need guidance in creating a realistic and sustainable debt repayment plan.
7. Want to negotiate with creditors to reduce interest rates or waive late fees.
8. Are looking for personalized financial counseling to address their specific financial situation.
9. CCFM can be beneficial for individuals from various financial backgrounds who are seeking assistance in reducing debt, improving financial habits, and working towards a stable and debt-free future.

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What is ccfm - credit counseling?

CCFM, or Certificate of Credit Counseling, is a document that confirms an individual has received credit counseling from a certified agency as part of the debt relief process.

Who is required to file ccfm - credit counseling?

Individuals filing for bankruptcy under Chapter 7 or Chapter 13 are required to file a CCFM before their bankruptcy case can proceed.

How to fill out ccfm - credit counseling?

To fill out the CCFM, you will need to provide personal information including your name, address, and social security number, as well as details of your debts and the credit counseling session.

What is the purpose of ccfm - credit counseling?

The purpose of CCFM is to ensure that individuals receive proper financial counseling to understand their options for dealing with debt and to promote responsible financial behavior.

What information must be reported on ccfm - credit counseling?

The CCFM must report the date of the counseling session, the name of the counseling agency, and the client’s financial situation, including income, expenses, debts, and any proposed repayment plans.