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RAISE YOUR SCORE RETURN THIS FORM to the Lexington Postal Community Credit Union via: Mail PO Box 11001, Lexington, KY 405121001 Scan and Email member services lexpccu.com Fax 859.252.2984 Drop Off
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How to fill out raise your score

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Step 1: Start by reviewing your credit report and identifying any errors or discrepancies.
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Step 2: Pay your bills on time and in full to establish a positive payment history.
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Step 3: Reduce your credit card balances and keep them below 30% of the credit limit.
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Step 4: Don't open unnecessary credit accounts and avoid closing old accounts, as they contribute to your credit history.
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Step 5: Consider contacting creditors and negotiating a lower interest rate or payment plan if you're struggling with debt.
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Step 6: Avoid applying for multiple credit accounts in a short period, as it can negatively impact your credit score.
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Step 7: Monitor your credit score regularly to track your progress and identify areas for improvement.

Who needs raise your score?

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Anyone who wants to improve their credit score can benefit from using raise your score.
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Individuals with a low credit score who are looking to qualify for better loan terms or credit cards.
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People who have experienced financial difficulties or made past credit mistakes and want to rebuild their credit history.
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Raise Your Score is a program or initiative aimed at helping individuals improve their credit scores through various educational resources and tools.
Individuals seeking to improve their credit scores, especially those who have experienced poor credit histories or who wish to apply for loans, are encouraged to participate in Raise Your Score.
To fill out Raise Your Score, individuals need to complete a series of online forms that assess their current credit situation and outline personalized steps to improve their score.
The purpose of Raise Your Score is to educate participants on credit management, provide tailored advice, and support individuals in achieving better credit ratings.
Participants must report personal financial information, including credit history, outstanding debts, payment habits, and any recent changes in their financial situation.
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