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THE CAUSES AND CONSEQUENCES OF RATE REGULATION IN THE AUTO INSURANCE INDUSTRY by Dwight M. Coffee Thomas Russell February 1997 Suggested Running Head: Rate Regulation in Auto Insurance Authors: Dwight

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On form causes and consequences, you must report the following information: 1) Details of the incident or situation, including date, time, and location. 2) Individuals involved or affected by the incident. 3) Description of the incident or misconduct. 4) Consequences that have occurred or are anticipated. 5) Any supporting documentation or evidence available. 6) Actions taken or recommended to prevent similar incidents in the future.