Get the free 2012-2013 Federal Direct PLUS Loan Request Form - cod
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This form is the first step in applying for a Federal Direct PLUS loan, which allows parents to borrow on behalf of their dependent student to assist with educational expenses. It includes sections
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How to fill out 2012-2013 federal direct plus
How to fill out 2012-2013 Federal Direct PLUS Loan Request Form
01
Obtain the 2012-2013 Federal Direct PLUS Loan Request Form from the school's financial aid office or website.
02
Read the instructions carefully before filling out the form.
03
Fill in your personal information, including your name, Social Security number, and contact information.
04
Indicate the loan amount you wish to request.
05
Provide information about the student for whom you are requesting the loan, including their name and Social Security number.
06
Complete the credit check section by providing necessary financial information as requested.
07
Sign and date the form.
08
Submit the completed form to the school's financial aid office.
Who needs 2012-2013 Federal Direct PLUS Loan Request Form?
01
Parents of dependent undergraduate students who need additional funding for their child's education costs.
02
Graduate or professional students who seek funding to cover educational expenses that are not met by other financial aid.
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People Also Ask about
What disqualifies you from a parent PLUS loan?
Direct PLUS Loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. PLUS loans can help pay for education expenses not covered by other financial aid.
What credit score do you need for a federal PLUS loan?
There is no minimum credit score required for a Parent PLUS Loan. However, borrowers cannot have an adverse credit history as defined by the U.S. Department of Education.
What is the difference between a federal loan and a federal PLUS loan?
PLUS Loans are credit-based loans that require a separate application – in addition to the FAFSA. Borrowers are generally eligible if they do not have an adverse credit history, are not in default on a federal student loan, and meet the requirements in the application.
What is federal direct parent PLUS loan request?
Federal Direct PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. You must complete a new Direct PLUS Application for each year you wish to receive a parent PLUS loan.
Are parent PLUS loans forgiven after 10 years?
This repayment plan leads to loan forgiveness after 25 years under normal conditions, but borrowers pursuing PSLF could have remaining debt forgiven after 10 years (if you still have a balance left). Also note that monthly payments on the ICR plan are not capped, so there's no limit on how high they can go.
Can I get a direct PLUS loan with bad credit?
But parent PLUS loans do have a credit check, and you won't qualify if you have adverse credit history. That can include negative line items on your credit report like payments that are 90 days late, tax liens and more. Check your credit for adverse information before applying for a parent PLUS loan.
What credit score is needed for a federal direct PLUS loan?
Grad PLUS Loans are federal student loans for graduate and professional students that require a credit check but no cosigner. There is no minimum credit score, but applicants must not have adverse credit history, such as recent delinquencies or defaults.
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What is 2012-2013 Federal Direct PLUS Loan Request Form?
The 2012-2013 Federal Direct PLUS Loan Request Form is an application used by parents of dependent students to apply for federal loans to help pay for their child's education expenses for the academic year.
Who is required to file 2012-2013 Federal Direct PLUS Loan Request Form?
Parents of dependent undergraduate students who wish to borrow a PLUS loan for the 2012-2013 academic year are required to file this form.
How to fill out 2012-2013 Federal Direct PLUS Loan Request Form?
To fill out the form, parents need to provide details such as borrower information, the student's information, the loan amounts requested, and sign the document to certify the information is accurate.
What is the purpose of 2012-2013 Federal Direct PLUS Loan Request Form?
The purpose of the form is to allow parents to request a PLUS loan to cover educational costs not met by other financial aid, thereby ensuring students can afford their college education.
What information must be reported on 2012-2013 Federal Direct PLUS Loan Request Form?
The form requires personal information about the borrower, the dependent student, the requested loan amount, and the expected enrollment status of the student.
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