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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December

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What is e vo l u?

e vo l u stands for Electronic Verification of Life and Used.

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Individuals who are receiving pension benefits or annuities are required to file e vo l u.

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e vo l u can be filled out online on the designated portal provided by the pension or annuity provider.

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The purpose of e vo l u is to verify that the individual receiving pension benefits or annuities is still alive and eligible for the payments.

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e vo l u requires basic personal information such as name, date of birth, and pension/annuity account number.

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