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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549FORM 10Q (Mark One)QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the Quarterly Period

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What is h o wm e?

H o wm e stands for Home Mortgage Disclosure Act.

Who is required to file h o wm e?

Financial institutions that meet certain criteria are required to file h o wm e.

How to fill out h o wm e?

H o wm e can be filled out electronically through the HMDA Platform.

What is the purpose of h o wm e?

The purpose of h o wm e is to provide information about the mortgage lending activities of financial institutions.

What information must be reported on h o wm e?

Information such as loan type, loan purpose, loan amount, property location, and applicant demographics must be reported on h o wm e.

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