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2039 Robertson Road, Suite 247, Ottawa, ON K2H 8R2 2039, chem in Robertson, bureau 247, Ottawa (ON) K2H 8R2 T : 613 7222090 I F : 613 7223318 I www.whc.orgWILDLIFE HABITAT CANADA 2023 Canadian Wildlife

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What is h a b i?

HABI refers to the Home Mortgage Disclosure Act's High Amount Borrower Information, which tracks certain data related to high-value loans.

Who is required to file h a b i?

Financial institutions that originate a specific number of high-value loans are required to file HABI.

How to fill out h a b i?

To fill out HABI, institutions must collect data on loan applications, including borrower demographics, loan amounts, and property locations, and report this data through the designated forms.

What is the purpose of h a b i?

The purpose of HABI is to promote transparency in the mortgage lending process and to assist in monitoring compliance with fair lending laws.

What information must be reported on h a b i?

Reported information includes the loan amount, type of loan, property location, borrower demographics, and whether the loan was originated or denied.

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