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This booklet provides a comprehensive summary of the Western Conference of Teamsters Supplemental Benefit Plan, including eligibility criteria, benefits provided, and application processes. The Plan
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How to fill out Western Conference of Teamsters Supplemental Benefit Plan Summary Plan Description

01
Obtain a copy of the Western Conference of Teamsters Supplemental Benefit Plan Summary Plan Description from your employer or the official website.
02
Review the introductory section to understand the purpose and benefits of the plan.
03
Fill in your personal information, including your name, address, and Social Security number, as required in the designated sections.
04
Read through the eligibility criteria to ensure you meet the requirements for enrollment.
05
Complete any necessary enrollment forms included in the summary plan description, providing all requested details.
06
If applicable, choose additional options or coverage levels that suit your needs.
07
Review the section that explains the benefits provided, including any limitations or exclusions.
08
Once completed, submit the forms as instructed, ensuring you keep a copy for your records.

Who needs Western Conference of Teamsters Supplemental Benefit Plan Summary Plan Description?

01
Individuals working in industries represented by the Western Conference of Teamsters who are looking to understand their supplemental benefits.
02
Employees of unionized workplaces that are part of the Western Conference of Teamsters.
03
Beneficiaries or dependents of employees who may also be eligible for coverage.
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People Also Ask about

The Western Conference of Teamsters Pension Trust Fund (the “WCTPT” or “Trust”) is the largest and most successful multiemployer pension plan in the country. For over 60 years, the Trust has provided substantial, secure retirement benefits to over 500,000 retirees.
How the plan works. You contribute up to the IRS limit each year ($3,200 in 2025) to use for qualifying health expenses. Your FSA contributions are deducted from your paycheck before taxes are withheld, which reduces your taxable income and saves you money on taxes (depending on your situation).
The summary plan description is an important document that tells participants what the plan provides and how it operates. It provides information on when an employee can begin to participate in the plan and how to file a claim for benefits.
The Teamsters Pension Trust Fund was formed to provide participating employees and employers with an affordable, comprehensive and efficient retirement program. This program is meant to be an important supplement to your Social Security and other sources of retirement income.
Summary of benefits and coverage (SBC) documents summarize important information about health coverage options in a standard format developed by Health and Human Services. SBCs allow you to check plan benefits and coverage.
A summary plan description (SPD) is a required document for any benefits or retirement plan covered by the Employee Retirement Income Security Act (ERISA). SPDs use simple, plain language to provide an overview of a plan's most important details (e.g., claims processes, calculation methods, vesting periods, etc.)
The Rule of 84 allows long-service participants who do not qualify for a PEER program to retire at any age (even before age 55).

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The Western Conference of Teamsters Supplemental Benefit Plan Summary Plan Description is a document that provides detailed information about the benefits offered under the Supplemental Benefit Plan, including eligibility, coverage details, and policy provisions.
The plan administrators and sponsors of the Western Conference of Teamsters Supplemental Benefit Plan are required to file the Summary Plan Description with relevant authorities and ensure that participants receive copies.
To fill out the Summary Plan Description, plan sponsors need to gather information regarding plan provisions, eligibility requirements, benefits, and funding details, and then complete the prescribed format as required by regulatory guidelines.
The purpose of the Summary Plan Description is to inform plan participants about their rights and benefits under the plan, ensuring transparency and compliance with federal regulations.
The Summary Plan Description must report information such as the plan's name, sponsor and contact information, eligibility criteria, benefits provided, claims procedures, and participant rights.
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