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HIRED & RENOWNED AUTO SUPPLEMENTAL TH 350 10 Avenue, Suite 1450 San Diego, CA 92101 Phone: 619.333.2500 Fax: 619.593.2176 TO BE COMPLETED IN ADDITION TO THE COMMERCIAL AUTO APPLICATION Applicant Name:
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How to fill out hired and non-owned auto:

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Start by gathering all the necessary information such as the name of the insured, policy number, and effective date.
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Identify the specific vehicles that are covered under the hired and non-owned auto policy. These can include rental cars or vehicles used for business purposes that are not owned by the insured.
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Provide details about the coverage limits and deductibles required for the hired and non-owned auto policy. This information may vary depending on the specific insurance provider and the needs of the insured.
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Fill out the section that requires you to list the drivers who are covered under the hired and non-owned auto policy. Include their names, driver's license numbers, and any restrictions or exclusions that may apply.
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Review and update the policy if there have been any changes in the vehicles or drivers covered. Adding new vehicles or additional drivers may require adjustments to the policy.

Who needs hired and non-owned auto:

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Small business owners who frequently use rental vehicles for business purposes may benefit from a hired and non-owned auto policy. It provides coverage for any damages or injuries that may occur while using these rental vehicles.
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Employers whose employees use their personal vehicles for business-related tasks also need hired and non-owned auto insurance. This coverage protects the employer in case of any accidents or damages that may occur during these business activities.
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Individuals who occasionally rent vehicles for personal use but do not have personal auto insurance may also consider getting hired and non-owned auto coverage. This ensures that they have protection in case of any accidents or damages while using these rental cars.
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Hired and non-owned auto insurance provides coverage for vehicles that are rented, leased, borrowed, or used for business purposes but are not owned by the company.
Businesses that rent, lease, or borrow vehicles for work-related activities may be required to file hired and non-owned auto insurance.
Hired and non-owned auto insurance can be filled out by providing information about the vehicles being used, the drivers operating them, and the purpose of their usage.
The purpose is to protect businesses from liability claims in case of accidents or damage involving vehicles that are not owned by the company.
Information such as vehicle details, driver information, usage purpose, and coverage limits must be reported on hired and non-owned auto insurance.
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