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RELEASE AUTHORIZATION AND FAIR CREDIT REPORTING ACT DISCLOSURE [FOR EMPLOYMENT PURPOSES] The applicant for employment acknowledges that James Madison University may now, or at any time while employed,
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Anyone who believes their rights under the Fair Credit Reporting Act (FCRA) have been violated or wants to access their credit report may need to refer to the www.utmedudepartments/personnel/fair-credit-reporting-act. This act protects individuals' rights related to credit reporting, including accuracy, privacy, and dispute resolution. It is particularly important for individuals who have been denied credit, employment, or insurance based on their credit report, or those who suspect identity theft or inaccuracies in their credit history. Employers, creditors, and entities that provide credit reports also need to be familiar with and comply with this act.

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The Fair Credit Reporting Act (FCRA) promotes accuracy, fairness, and privacy of information in the files of consumer reporting agencies.
Any entity that uses consumer reports for employment purposes is required to comply with the FCRA.
The FCRA requires employers to provide certain disclosures and obtain written authorization from job applicants before obtaining a consumer report for employment purposes.
The purpose of the FCRA is to ensure that consumer reporting agencies maintain accurate and timely information in consumer reports, and to protect consumers' privacy rights.
The FCRA requires employers to disclose their intent to obtain a consumer report, obtain written consent from the applicant, and provide a copy of the report to the applicant if adverse action is taken based on the report.
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