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13.1.2Affidavit of the Consumer on Calls Violating FD CPA and Financial and Personal Hardship UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF TEXAS HOUSTON DIVISIONPLAINTIFF, Plaintiff vs.
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The Fair Debt Collection Practices Act (FDCPA) is a federal law that prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts from consumers.
Debt collectors and collection agencies are required to comply with the provisions of the Fair Debt Collection Practices Act.
To comply with the Fair Debt Collection Practices Act, debt collectors must ensure they are not using deceptive or abusive practices when attempting to collect debts.
The purpose of the Fair Debt Collection Practices Act is to eliminate abusive debt collection practices and protect consumers from unfair treatment by debt collectors.
Debt collectors must provide consumers with certain information, such as the amount of debt owed, the name of the original creditor, and the consumer's rights under the FDCPA.
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