Get the free 2012-2013 FEDERAL DIRECT PLUS LOAN APPLICATION
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Este formulario es para solicitar el Préstamo Directo PLUS Federal para padres de estudiantes universitarios dependientes. También se recomienda completar el FAFSA para determinar la elegibilidad
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How to fill out 2012-2013 federal direct plus
How to fill out 2012-2013 FEDERAL DIRECT PLUS LOAN APPLICATION
01
Obtain the 2012-2013 Federal Direct PLUS Loan Application form from the U.S. Department of Education website or your school's financial aid office.
02
Fill in your personal information including your name, address, social security number, and date of birth.
03
Provide details regarding the student for whom you are borrowing the loan, including their name, school information, and their social security number.
04
Indicate the loan amount you are seeking and the academic year for which you are applying.
05
Complete the credit check section, acknowledging that the Department of Education will conduct a credit review.
06
Review all filled information for accuracy and completeness.
07
Sign and date the application.
08
Submit the application electronically or by mail as per the instructions provided on the form.
Who needs 2012-2013 FEDERAL DIRECT PLUS LOAN APPLICATION?
01
Parents of dependent undergraduate students who need to help cover education-related expenses.
02
Graduate or professional students who wish to cover their own educational costs.
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People Also Ask about
What are the 2 main types of federal loans?
The Bottom Line. Yes, borrowers with Parent PLUS Loans can have their debts forgiven after 10 years (or 120 eligible monthly payments) with the PSLF program.
What are the disadvantages of a PLUS Loan?
Direct Subsidized Loans and Direct Unsubsidized Loans are federal student loans offered by the U.S. Department of Education (ED) to help eligible students cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school.
What credit score is needed for a federal direct PLUS loan?
There is no minimum credit score required for a Parent PLUS Loan. However, borrowers cannot have an adverse credit history as defined by the U.S. Department of Education.
Are parent PLUS loans forgiven after 10 years?
This repayment plan leads to loan forgiveness after 25 years under normal conditions, but borrowers pursuing PSLF could have remaining debt forgiven after 10 years (if you still have a balance left). Also note that monthly payments on the ICR plan are not capped, so there's no limit on how high they can go.
What is a federal PLUS Loan?
What Are Some Reasons to Avoid PLUS Loans? First, PLUS loans have no automatic grace period. Then there's the fact they aren't eligible for most IDR plans. Then, borrowing too much is easy to do, and finally, they're nearly impossible to get out of, even in bankruptcy.
What is the difference between a federal loan and a federal PLUS loan?
PLUS Loans are credit-based loans that require a separate application – in addition to the FAFSA. Borrowers are generally eligible if they do not have an adverse credit history, are not in default on a federal student loan, and meet the requirements in the application.
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What is 2012-2013 FEDERAL DIRECT PLUS LOAN APPLICATION?
The 2012-2013 Federal Direct PLUS Loan Application is a form that allows parents of dependent undergraduate students or graduate/professional students to apply for a PLUS loan to help pay for college expenses.
Who is required to file 2012-2013 FEDERAL DIRECT PLUS LOAN APPLICATION?
Parents of dependent undergraduate students or graduate/professional students who wish to borrow a PLUS loan must file the 2012-2013 Federal Direct PLUS Loan Application.
How to fill out 2012-2013 FEDERAL DIRECT PLUS LOAN APPLICATION?
To fill out the application, you need to provide personal information such as your Social Security number, financial information, and the student's information. The application can be completed online at the federal student aid website or submitted by mail.
What is the purpose of 2012-2013 FEDERAL DIRECT PLUS LOAN APPLICATION?
The purpose of the application is to assess the borrower's creditworthiness and determine eligibility for a Federal Direct PLUS loan, which can be used to cover educational expenses.
What information must be reported on 2012-2013 FEDERAL DIRECT PLUS LOAN APPLICATION?
The application requires reporting personal identification information, the loan amount requested, the educational institution details, and the borrower's financial information, including income and assets.
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