Get the free 2011-12 Federal Direct Parent PLUS Loan Application - northeastern
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This application is for parents of dependent undergraduate students to apply for the Federal Direct PLUS Loan for the 2011-2012 academic year, covering educational expenses related to their child's
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How to fill out 2011-12 federal direct parent
How to fill out 2011-12 Federal Direct Parent PLUS Loan Application
01
Obtain the 2011-12 Federal Direct Parent PLUS Loan Application from the Federal Student Aid website or your school's financial aid office.
02
Read the instructions carefully to understand the requirements and eligibility.
03
Fill out the borrower information section, including your name, Social Security number, and address.
04
Provide the student's information, which includes their name, Social Security number, and school information.
05
Indicate the amount you wish to borrow.
06
Complete the credit check authorization section by providing your consent.
07
Sign and date the application to certify that the information provided is accurate.
08
Submit the application to the Federal Direct Loan Program either online or by mailing it to the designated address.
Who needs 2011-12 Federal Direct Parent PLUS Loan Application?
01
Parents of dependent undergraduate students who need assistance to cover education expenses.
02
Parents who have a good credit history and wish to borrow money to help fund their child's education.
03
Families whose financial aid package does not fully cover the cost of attendance.
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People Also Ask about
What is the loophole for parent plus loans?
The Double Consolidation Loophole for Parent PLUS Loans is a strategy that reduces your monthly payments through better income-driven repayment plans (such as PAYE, IBR, or SAVE) achieved by consolidating your loans twice.
Are parent plus loans forgiven after 10 years?
This repayment plan leads to loan forgiveness after 25 years under normal conditions, but borrowers pursuing PSLF could have remaining debt forgiven after 10 years (if you still have a balance left). Also note that monthly payments on the ICR plan are not capped, so there's no limit on how high they can go.
Do parent plus loans get forgiven after 10 years?
Parent PLUS require 25 years of repayment before forgiveness.
How can I get rid of my parent PLUS loan?
Here are four methods you can try for working toward parent PLUS loan forgiveness, depending on your personal situation. Income-Contingent Repayment (ICR) Public service loan forgiveness (PSLF) Career-based loan repayment assistance programs. Refinance parent PLUS loans in your child's name.
What is the difference between a parent PLUS loan and a direct PLUS loan?
Note: A Direct PLUS Loan is commonly referred to as a parent PLUS loan when made to a parent, and as a grad PLUS loan when made to a graduate or professional student. Begin your Direct PLUS Loans application online.
How many years do you get to pay off a parent PLUS loan?
Generally, you'll have from 10 to 25 years to repay your loan, depending on the repayment plan that you choose. Your required monthly payment amount will vary depending on how much you borrowed, the interest rates on your loans, and your repayment plan. Choose a repayment plan that best meets your needs.
What disqualifies you from a parent PLUS loan?
If you're a parent or graduate student seeking a Direct PLUS Loan, one of the requirements to qualify is that you must not have an adverse credit history. If your application is denied because of an adverse credit history, don't give up. You still have options.
What is the loophole for parent plus loans?
The Double Consolidation Loophole for Parent PLUS Loans is a strategy that reduces your monthly payments through better income-driven repayment plans (such as PAYE, IBR, or SAVE) achieved by consolidating your loans twice.
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What is 2011-12 Federal Direct Parent PLUS Loan Application?
The 2011-12 Federal Direct Parent PLUS Loan Application is a form that parents can fill out to apply for a federal loan called the Parent PLUS Loan, which helps cover the educational expenses of their dependent undergraduate children.
Who is required to file 2011-12 Federal Direct Parent PLUS Loan Application?
Parents of dependent undergraduate students who need additional funds to pay for their child’s college education are required to file the 2011-12 Federal Direct Parent PLUS Loan Application.
How to fill out 2011-12 Federal Direct Parent PLUS Loan Application?
To fill out the 2011-12 Federal Direct Parent PLUS Loan Application, parents must gather required financial information, complete the application online through the FAFSA website or the loan servicer's site, and submit the necessary documents as instructed.
What is the purpose of 2011-12 Federal Direct Parent PLUS Loan Application?
The purpose of the 2011-12 Federal Direct Parent PLUS Loan Application is to allow parents to obtain loans that can help pay for their child's college expenses, providing financial assistance beyond what is offered through grants or other loans.
What information must be reported on 2011-12 Federal Direct Parent PLUS Loan Application?
The application requires parents to report personal identification information, financial information such as income and assets, and information about their child's college, including enrollment status.
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