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This document is an application for the Federal Direct Graduate PLUS Loan for the academic year 2012-2013. It includes sections for student information, citizenship status, loan information, and consent
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How to fill out 2012-2013 application for federal

How to fill out 2012-2013 Application for Federal Direct Graduate PLUS Loan
01
Obtain the 2012-2013 Application for Federal Direct Graduate PLUS Loan form from the Federal Student Aid website or your school’s financial aid office.
02
Complete the personal information section, including your name, Social Security number, and contact information.
03
Indicate your enrollment status as a graduate student and provide the name of the school you will be attending.
04
Provide information about your dependency status; if applicable, include information about your parent(s).
05
Fill out the loan amount you wish to borrow for the academic year.
06
Review the loan terms and conditions included with the application, including interest rates and repayment options.
07
Sign and date the application, certifying that all information provided is accurate.
08
Submit the completed application form to your school’s financial aid office for processing.
Who needs 2012-2013 Application for Federal Direct Graduate PLUS Loan?
01
Graduate students who require additional financial assistance beyond what is available through other federal financial aid programs.
02
Students who have completed the Free Application for Federal Student Aid (FAFSA) and are enrolled in a graduate or professional degree program.
03
Students who are not in default on any federal loans and meet other eligibility criteria set by the Department of Education.
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People Also Ask about
Are direct PLUS Loans eligible for forgiveness?
Yes. Direct PLUS Loans are made to graduate or professional students and to parents of dependent undergraduate students. Like other Direct Loans, Direct PLUS Loans are eligible for PSLF. However, there are additional factors to consider if you are a parent who has taken out a PLUS loan.
Are parent PLUS Loans forgiven after 10 years?
This repayment plan leads to loan forgiveness after 25 years under normal conditions, but borrowers pursuing PSLF could have remaining debt forgiven after 10 years (if you still have a balance left). Also note that monthly payments on the ICR plan are not capped, so there's no limit on how high they can go.
What are the disadvantages of a direct PLUS loan?
What Are Some Reasons to Avoid PLUS Loans? First, PLUS loans have no automatic grace period. Then there's the fact they aren't eligible for most IDR plans. Then, borrowing too much is easy to do, and finally, they're nearly impossible to get out of, even in bankruptcy.
Who can apply for federal direct PLUS loan?
Direct PLUS Loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school.
Who is eligible for a direct plus student loan?
Direct PLUS Loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school.
How do you qualify for a federal direct loan?
Who is Eligible. To receive either type of loan, you must be enrolled at least half-time at a school that participates in the Direct Loan Program. Generally, you must also be enrolled in a program that leads to a degree or certificate awarded by the school.
Who should apply for a parent PLUS loan?
Eligible parents of eligible dependent undergraduate students should apply for a parent PLUS loan with a Direct PLUS Loan Application. Parents and students can't share the same account username and password (FSA ID).
What disqualifies you from a parent PLUS loan?
If you're a parent or graduate student seeking a Direct PLUS Loan, one of the requirements to qualify is that you must not have an adverse credit history. If your application is denied because of an adverse credit history, don't give up. You still have options.
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What is 2012-2013 Application for Federal Direct Graduate PLUS Loan?
The 2012-2013 Application for Federal Direct Graduate PLUS Loan is a form used by graduate students to apply for federal loan funding to help cover educational expenses. This loan program allows eligible students to borrow funds to assist with tuition and other related costs.
Who is required to file 2012-2013 Application for Federal Direct Graduate PLUS Loan?
Graduate or professional students who wish to borrow Graduate PLUS Loans for the 2012-2013 academic year must file the application as part of their financial aid process, especially if they need additional funding beyond what is offered through their federal student aid package.
How to fill out 2012-2013 Application for Federal Direct Graduate PLUS Loan?
To complete the application, students need to provide personal information, financial details, and information related to their academic institution. They must also consent to a credit check. The application can typically be submitted online or through a paper form, depending on the institution's requirements.
What is the purpose of 2012-2013 Application for Federal Direct Graduate PLUS Loan?
The purpose of the application is to determine a student's eligibility for the Graduate PLUS Loan, which helps cover costs that the standard federal student loans do not fully cover, thus supporting their educational endeavors.
What information must be reported on 2012-2013 Application for Federal Direct Graduate PLUS Loan?
Applicants must report personal identification information, such as Social Security number, details about their graduate program, financial information related to income and assets, and acknowledge understanding of loan terms and obligations.
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