American Debt Counseling Creditor Listing Form 2005-2025 free printable template

Creditor Listing Form First, please make copies of this form. Thank you. Include current statements if available. Print clearly. A 501(c)(3) Non Profit Organization Phone: (954) 227 7221 Fax: (954)

How to fill out American Debt Counseling Creditor Listing Form

How to fill out American Debt Counseling Creditor Listing Form

1. Start by gathering all relevant financial information, including your creditors' details.
2. Open the American Debt Counseling Creditor Listing Form.
3. Fill in your personal information at the top of the form, including your name, address, and contact information.
4. List each creditor in the designated fields, providing their name, address, and account number.
5. Include the total amount owed to each creditor.
6. If applicable, specify whether the debt is secured or unsecured.
7. Review the form for accuracy to ensure all information is complete.
8. Sign and date the form as required.
9. Submit the form as per the instructions provided by American Debt Counseling.

Who needs American Debt Counseling Creditor Listing Form?

1. Individuals or families facing debt issues who are seeking financial counseling.
2. Those looking to consolidate or manage their debts more effectively.
3. People in need of a structured program to negotiate with creditors.

People Also Ask about

What is Chapter 7 petition?

A chapter 7 bankruptcy case does not involve the filing of a plan of repayment as in chapter 13. Instead, the bankruptcy trustee gathers and sells the debtor's nonexempt assets and uses the proceeds of such assets to pay holders of claims (creditors) in ance with the provisions of the Bankruptcy Code.

What are the three types of creditors?

Personal creditors: These are friends or family you owe money. Secured creditors: These lenders have a legal right — often through a lien — to property you used as collateral to secure the loan. Unsecured creditors: A credit card issuer is a good example of this type of creditor.

What happens when you declare Chapter 7?

What Happens When I File? Upon receipt of your filing, the courts place an automatic, temporary stay on your debts. Creditors can longer collect payments, garnish your wages, foreclose on or evict you from your home, repossess property, or turn off your utilities. A trustee will also be assigned to your case.

Who are called the creditors of a company?

Creditors are individuals/businesses that have lent funds to another company and are therefore owed money. By contrast, debtors are individuals/companies that have borrowed funds from a business and therefore owe money.

Is filing Chapter 7 worth it?

The undeniable upside to filing for Chapter 7 bankruptcy is the debt relief it provides. It has the power to lift a major burden off your shoulders in just a few months. Most unsecured debt can be discharged, including credit cards, medical bills, and personal loans.

What is a voluntary petition in Chapter 7?

Official Form 101, called the “Voluntary Petition for Individuals Filing Bankruptcy” is the bankruptcy form that officially “starts” your case. It's the same whether you're filing Chapter 7 or Chapter 13 bankruptcy.

What is a creditor listing?

Creditor Listing means the list of creditors required by subsection 51(1) of the Act to be mailed to each known Creditor prior to the Unsecured Creditors' Meeting.

How do I create a creditors list?

List creditor first names first, last names last, without titles (Mr., Mrs., Ms., etc.). You must leave at least two blank lines between creditors. Do not use more than forty characters on a line. Each line can contain up to forty characters, counting all letters, numbers, punctuation and spaces.

What is a creditor mailing list?

Information about Creditor Mailing Lists (Matrix) The mailing list/matrix is a list of the names and addresses of creditors and parties in interest in a bankruptcy case. This information is used for noticing and also for claims information when applicable.

What is Chapter 7 used for?

Chapter 7 provides relief to debtors regardless of the amount of debts owed or whether a debtor is solvent or insolvent. A Chapter 7 Trustee is appointed to convert the debtor's assets into cash for distribution among creditors.

What is official list of creditors?

What is a List of Creditors? When you file a voluntary petition under any bankruptcy chapter, you the debtor (or your attorney, if you use one) must prepare a List of Creditors and submit it to the Court. The List of Creditors is essentially a mailing list of creditors to whom you owe money.

What is a creditor matrix?

A creditor matrix contains each creditor's name and mailing address. This information is used for noticing and claims information. The debtor is required to provide a list of ALL creditors.

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What is American Debt Counseling Creditor Listing Form?

The American Debt Counseling Creditor Listing Form is a document used by individuals seeking debt counseling to list all their creditors. It outlines the debts owed to various creditors and serves as a record for the debt counseling service to evaluate the individual's financial situation.

Who is required to file American Debt Counseling Creditor Listing Form?

Individuals who are seeking debt counseling services are required to file the American Debt Counseling Creditor Listing Form. This includes anyone experiencing financial difficulties and looking for assistance in managing their debts.

How to fill out American Debt Counseling Creditor Listing Form?

To fill out the American Debt Counseling Creditor Listing Form, individuals should gather information about all their creditors, including names, addresses, account numbers, and the amounts owed. This information should be accurately entered into the designated fields on the form.

What is the purpose of American Debt Counseling Creditor Listing Form?

The purpose of the American Debt Counseling Creditor Listing Form is to provide a comprehensive overview of an individual's debts to assist debt counselors in developing a tailored plan for debt management and repayment.

What information must be reported on American Debt Counseling Creditor Listing Form?

The information that must be reported on the American Debt Counseling Creditor Listing Form includes the creditor's name, address, account number, the total amount owed, and any relevant notes about the debt or payment status.