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FAIR CREDIT REPORTING ACT DISCLOSURE STATEMENT REGARDING MOTOR VEHICLE RECORD REPORTS Please be advised that The University of Toledo (Toledo) needs to obtain motor vehicle record (MVR) information
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Obtain a copy of your credit report from the three major credit bureaus: Equifax, Experian, and TransUnion.
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Consumers who have been denied credit or suffered financially due to inaccuracies on their credit reports.
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Creditors, lenders, and other businesses that use credit reports to make decisions about extending credit or offering services.
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The Fair Credit Reporting Act is a federal law that regulates how credit agencies collect, use, and share consumers' credit information.
Credit reporting agencies are required to comply with the Fair Credit Reporting Act.
The Fair Credit Reporting Act requires credit reporting agencies to provide accurate information, allow consumers to dispute errors, and protect consumer privacy.
The purpose of the Fair Credit Reporting Act is to ensure that consumers' credit information is accurate, fair, and secure.
Credit reporting agencies must report consumers' credit history, payment history, and credit scores.
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