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FBS 005/2018_v1Personal Banking Standard Terms & ConditionsEffective date: 13 Dec 2018Personal Banking Standard Terms and Conditions v17 Updated 13 Dec 20181FBGSV 005/2018_v1Contents PART A. STANDARD
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Gather all necessary personal information including full name, address, contact information, and identification documents.
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Review the terms and conditions provided by the bank to understand all the requirements and obligations.
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Who needs personal banking standard terms?

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Individuals who are opening a new personal bank account.
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Existing customers who need to update their personal information with the bank.
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Individuals applying for a loan or line of credit from the bank.
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Personal banking standard terms are the set of rules and regulations that govern the relationship between the bank and its customers for personal banking services.
Banks and financial institutions offering personal banking services are required to file personal banking standard terms.
Personal banking standard terms can be filled out by reviewing the template provided by regulatory authorities and customizing it according to the specific offerings of the bank.
The purpose of personal banking standard terms is to ensure transparency, consistency, and fairness in the relationship between banks and their customers.
Personal banking standard terms must include details on account types, fees, interest rates, dispute resolution procedures, and other relevant terms and conditions.
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