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TRAVEL INSURANCE NEW ZEALANDCombined Financial Services Guide (FSG) and Product Disclosure Statement (PDS) Effective 28 March 2019BECAUSE LIFE A TRIP! We know that no two individuals or trips are
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Read the product disclosure statement carefully, ensuring you understand all the information provided.
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Who needs and product disclosure statement?

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Individuals looking to purchase or invest in a financial product or service.
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Companies or organizations offering financial products or services to customers.
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Regulatory authorities or governing bodies overseeing financial markets.
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A product disclosure statement is a legal document that provides information about a financial product to help consumers make informed decisions before purchasing.
Financial institutions and companies offering financial products are required to file a product disclosure statement with regulatory authorities.
To fill out a product disclosure statement, companies need to provide detailed information about the features, risks, and costs associated with the financial product.
The purpose of a product disclosure statement is to ensure transparency and disclosure of key information to consumers so they can make informed decisions.
Information such as fees, risks, benefits, terms and conditions, and any other relevant details about the financial product must be reported on a product disclosure statement.
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