Get the free Public Service Loan Forgiveness (PSLF) Program Overhaul

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Gain critical information to save time and eliminate confusion Determine your eligibility and key qualifications Learn about the duties and the important role of the FLED Get answers to questions

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How to fill out public service loan forgiveness

01

Make sure you have a qualifying federal student loan, such as Direct Loans.

02

Submit the Employment Certification Form annually or whenever you change employers.

03

Make 120 qualifying payments while working full-time for a qualifying employer.

04

Submit the Public Service Loan Forgiveness (PSLF) application once you have made 120 qualifying payments.

05

Await approval and forgiveness of your remaining loan balance.

Who needs public service loan forgiveness?

01

Those who work full-time for a qualifying public service organization, such as government agencies, non-profit organizations, or certain types of schools.

02

Those who have federal student loans and are struggling to make payments.

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What is public service loan forgiveness?

Public Service Loan Forgiveness is a program that forgives the remaining balance on certain federal student loans after making 120 qualifying payments while working full-time for a qualifying employer.

Who is required to file public service loan forgiveness?

Borrowers who work full-time for a qualifying employer and have made 120 qualifying payments on their federal student loans may be eligible to file for public service loan forgiveness.

How to fill out public service loan forgiveness?

To apply for public service loan forgiveness, borrowers must submit the Public Service Loan Forgiveness (PSLF) application along with proof of eligibility such as certification of employment and payment history.

What is the purpose of public service loan forgiveness?

The purpose of public service loan forgiveness is to incentivize individuals to pursue careers in public service by providing a pathway to have their federal student loans forgiven after meeting specific criteria.

What information must be reported on public service loan forgiveness?

Borrowers must report their qualifying payments, employment certification from a qualifying employer, and any other required documentation to demonstrate eligibility for public service loan forgiveness.

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