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ST. MARY UNIVERSITY SCHOOL OF GRADUATE STUDIESDETERMINANTS OF NONPERFORMING LOAN: EVIDENCE FROM PRIVATE COMMERCIAL BANKS IN ETHIOPIA DESERT HAILSTONE, 2018 ADDIS ABABA, ETHIOPIADETERMINANTS OF NONPERFORMING
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01
Gather all relevant information about the loan, including the borrower's information, loan amount, and any collateral involved.
02
Determine the status of the loan by analyzing the payment history and any signs of default or delinquency.
03
Calculate the loan-to-value ratio by dividing the loan amount by the value of the collateral, if applicable.
04
Consider other factors that may impact the loan's performance, such as economic conditions or industry trends.
05
Use a combination of quantitative and qualitative analysis to assess the likelihood of the loan becoming non-performing.

Who needs determinants of non-performing loan?

01
Financial institutions such as banks and credit unions need determinants of non-performing loans to assess the credit risk in their loan portfolios.
02
Regulatory agencies and auditors may also require this information to ensure compliance with industry standards and regulations.
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Determinants of non-performing loan are factors that contribute to the classification of a loan as non-performing, such as overdue payments, loan restructuring, and collateral value.
Financial institutions and lenders are required to file determinants of non-performing loan.
Determinants of non-performing loan can be filled out by providing information on loan status, payment history, collateral details, and any loan restructuring agreements.
The purpose of determinants of non-performing loan is to assess the quality of a lender's loan portfolio and identify potential risks.
Information such as loan account number, borrower details, outstanding balance, payment history, collateral details, and any restructuring agreements must be reported on determinants of non-performing loan.
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