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PRODUCT DISCLOSURE STATEMENT Medium Term Note Program of Westpac New Zealand Limited as Issuer 20 December 2022 This document is a replacement product disclosure statement, replacing the product disclosure
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How to fill out product disclosure statement

01
Read the product disclosure statement (PDS) thoroughly to understand the terms and conditions of the product.
02
Fill in your personal information accurately and completely.
03
Provide any requested financial information or documentation.
04
Make sure to disclose any relevant information that may affect the product or your eligibility for it.
05
Sign and date the document to acknowledge that you have read and understood the information provided.

Who needs product disclosure statement?

01
Any individual or organization looking to purchase or invest in a financial product or service may need a product disclosure statement to understand the terms, risks, and benefits associated with the product.
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A product disclosure statement is a legal document that provides essential information about a financial product to help consumers make an informed decision before purchasing or investing in it.
Financial institutions and companies offering financial products are required to file a product disclosure statement.
To fill out a product disclosure statement, one must provide accurate and relevant information about the financial product being offered, including fees, risks, and terms and conditions.
The purpose of a product disclosure statement is to ensure transparency and full disclosure to consumers about the features and risks of a financial product.
The product disclosure statement must include information about the product's features, fees, risks, terms and conditions, and any other relevant details that may impact the consumer's decision.
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