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MAY 2022Barriers to Homeownership Observations on the Experiences of Prospective First-time Homebuyers in the Commonwealth of Pennsylvania1Contents 3Letter from the Executive Director & CEO of PHFA4
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How to fill out first-time home buyers are

01
Determine your budget and how much you can afford to spend on a home.
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Get pre-approved for a mortgage to understand how much you can borrow from lenders.
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Research and explore different neighborhoods and properties that fit your budget and needs.
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Attend open houses and schedule viewings to get a feel for different homes.
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Make an offer on a home and negotiate terms with the seller.
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Have a home inspection done to identify any potential issues with the property.
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Finalize the purchase process by signing all necessary paperwork and closing the deal.

Who needs first-time home buyers are?

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Individuals or families looking to purchase their first home.
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People who want to invest in real estate for the first time.
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Those who are tired of renting and want to own their own property.
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First-time home buyers are individuals who are purchasing a home for the first time.
Individuals who are considered first-time home buyers and are seeking certain tax benefits may be required to file a first-time home buyers form.
To fill out a first-time home buyers form, individuals will need to provide information about their home purchase, such as the purchase price, date of purchase, and any financial assistance received.
The purpose of first-time home buyers form is to provide the necessary information for individuals to claim tax benefits associated with being a first-time home buyer.
Information such as the purchase price of the home, date of purchase, and any financial assistance received must be reported on a first-time home buyers form.
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