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How Do Mortgage Refinances Affect Debt, Default, and Spending?
Evidence from HARP
Joshua AbelAndreas FusterDecember 26, 2017Abstract
We use quasi random access to the Home Affordable Refinance Program
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PDF stands for Portable Document Format. Mortgage in PDF format refers to the mortgage document that is saved in a digital file format.
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Lenders, borrowers, and other involved parties in a mortgage transaction may be required to file PDF documents related to the mortgage.
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Information such as loan amount, interest rate, repayment terms, property details, and parties involved in the mortgage transaction must be reported on a PDF mortgage document.
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