Get the free Uninsured and Underinsured Coverage Selection Form

This form allows Arkansas residents to select or reject Uninsured and Underinsured Motorists Coverage as per Arkansas law, detailing coverage options for bodily injury and property damage associated

How to fill out uninsured and underinsured coverage

How to fill out Uninsured and Underinsured Coverage Selection Form

1. Begin by obtaining the Uninsured and Underinsured Coverage Selection Form from your insurance provider.
2. Read through the instructions provided at the top of the form carefully.
3. Fill in your personal information including name, address, and policy number.
4. Indicate your desired coverage limits by checking the appropriate boxes or filling in the required fields.
5. Review any existing coverage you have to ensure you understand your current limits.
6. Sign and date the form at the designated area.
7. Submit the completed form as instructed, either online, via mail, or in person.

Who needs Uninsured and Underinsured Coverage Selection Form?

1. Drivers who want to protect themselves against financial loss due to accidents involving uninsured or underinsured motorists.
2. Individuals who live in areas with high rates of uninsured drivers.
3. People seeking to add or update their coverage options on their auto insurance policy.

People Also Ask about

Do I need uninsured and underinsured motorist coverage?

California law does not require you to carry uninsured motorist (UM) or underinsured motorist (UIM) coverage—so, legally, you don't need either one. However, UM/UIM is an important and commonsense coverage to carry.

What is the selection rejection form?

When you purchase auto insurance, you have the option to either accept or reject this coverage. The insurance selection rejection form allows you to make an informed choice about whether to include or exclude UM/UIM coverage from your policy.

What's the difference between UM and UIM?

Key Differences Between UIM and UM Coverage UM Coverage: Protects you when the at-fault driver has no insurance at all. UIM Coverage: Protects you when the at-fault driver has insufficient insurance to cover the full cost of your damages.

What does rejection of uninsured motorist coverage mean?

What happens if I reject uninsured motorist coverage? Some states require companies to automatically include uninsured motorist coverage, and drivers can reject it when receiving a car insurance quote. If you reject this coverage, you simply lose coverage for accidents caused by uninsured drivers.

Why would you reject uninsured motorist coverage?

If you reject uninsured motorist coverage, you will need to use another type of coverage or pay out of pocket in the event that you are hit by an uninsured driver. If you already have collision insurance and medical coverage of some sort, rejecting uninsured motorist coverage might be a good way to lower your premium.

What is the UM UIM selection rejection form?

When you purchase auto insurance, you have the option to either accept or reject this coverage. The insurance selection rejection form allows you to make an informed choice about whether to include or exclude UM/UIM coverage from your policy.

What does it mean to reject stacked limits of uninsured motorist coverage?

You have the right to reject stacked limits of Uninsured and/or Underinsured Motorist Coverage. If you reject stacked limits, then each vehicle insured under the policy will have its own limits of Uninsured and/or Underinsured Motorist Coverage. Rejecting stacked limits will reduce your auto insurance premium.

What does UM UIM stand for in insurance?

If your company vehicle is hit by one of those drivers, it could mean substantial costs to your business. That's where uninsured motorists (UM) and underinsured motorists (UIM) coverage come in. They often are built into your auto policy, although the coverage requirements vary by state.

For pdfFiller’s FAQs

What is Uninsured and Underinsured Coverage Selection Form?

The Uninsured and Underinsured Coverage Selection Form is a document that allows policyholders to choose their coverage options in the event of an accident involving drivers who do not have insurance or have insufficient insurance to cover damages.

Who is required to file Uninsured and Underinsured Coverage Selection Form?

Typically, all drivers seeking auto insurance coverage must file the Uninsured and Underinsured Coverage Selection Form to indicate their choice regarding these types of coverage, especially in states that mandate it.

How to fill out Uninsured and Underinsured Coverage Selection Form?

To fill out the form, policyholders should carefully read the options presented for uninsured and underinsured coverage, select their desired coverage levels, and provide personal information as required, such as the driver's details and vehicle information.

What is the purpose of Uninsured and Underinsured Coverage Selection Form?

The purpose of the form is to ensure that drivers are informed about the availability of uninsured and underinsured motorist coverage and to allow them to make an informed decision regarding their insurance options to protect against potential losses from unprotected drivers.

What information must be reported on Uninsured and Underinsured Coverage Selection Form?

The form must include personal information of the policyholder, details about the vehicle, selected coverage options, and any signatures required to confirm agreement and understanding of the coverage choices made.