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How to fill out public service loan forgiveness

01

Make sure you are employed by a qualifying employer such as a government organization or non-profit.

02

Submit the Employment Certification Form annually or whenever you change employers.

03

Make 120 qualifying payments under an eligible repayment plan.

04

Once you have made 120 payments, submit the Public Service Loan Forgiveness (PSLF) application.

Who needs public service loan forgiveness?

01

Individuals who work in public service professions such as teachers, nurses, firefighters, and government employees.

02

Borrowers with federal student loans who are struggling to repay their debt and plan to continue working in a public service capacity for an extended period of time.

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What is public service loan forgiveness?

Public Service Loan Forgiveness is a program that forgives the remaining balance on federal Direct Loans after making 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

Who is required to file public service loan forgiveness?

Borrowers who have made 120 qualifying monthly payments while working full-time for a qualifying employer may be eligible to file for Public Service Loan Forgiveness.

How to fill out public service loan forgiveness?

To apply for Public Service Loan Forgiveness, borrowers must submit the Public Service Loan Forgiveness Application form along with certification of qualifying employment.

What is the purpose of public service loan forgiveness?

The purpose of Public Service Loan Forgiveness is to incentivize individuals to pursue careers in public service by offering loan forgiveness after a specified period of qualifying payments.

What information must be reported on public service loan forgiveness?

Borrowers must report qualifying employment, payment history, and any other required documentation as part of the Public Service Loan Forgiveness application process.

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