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8006600507 info@cics.team CICS.teamPreAdverse / Adverse Action Notifications ***Note: this guide should NOT be construed as legal advice. We are not attorneys, and you should consult legal counsel

How to fill out pre-adverse adverse action notifications

How to fill out pre-adverse adverse action notifications

1. Obtain a copy of the candidate's consumer report.
2. Review the report for any adverse information.
3. Prepare a pre-adverse action notification letter including the candidate's rights under the Fair Credit Reporting Act (FCRA).
4. Send the pre-adverse action notification letter to the candidate along with a copy of the consumer report.
5. Allow the candidate a reasonable amount of time to review the report and dispute any inaccurate information.
6. After the waiting period, review any disputes and make a final decision.

Who needs pre-adverse adverse action notifications?

1. Employers who use consumer reports for employment purposes are required by law to send pre-adverse adverse action notifications to candidates.

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What is pre-adverse adverse action notifications?

Pre-adverse adverse action notifications are notifications sent to individuals before taking adverse action against them based on the information found in their background check.

Who is required to file pre-adverse adverse action notifications?

Employers are required to file pre-adverse adverse action notifications when considering taking adverse action against an individual based on their background check.

How to fill out pre-adverse adverse action notifications?

Pre-adverse adverse action notifications should include details of the adverse action being considered, a copy of the individual's background check report, and information on how the individual can dispute the accuracy of the report.

What is the purpose of pre-adverse adverse action notifications?

The purpose of pre-adverse adverse action notifications is to give individuals the opportunity to review the information found in their background check report and to dispute any inaccuracies before any adverse action is taken against them.

What information must be reported on pre-adverse adverse action notifications?

Pre-adverse adverse action notifications must include details of the adverse action being considered, the specific information from the background check that is leading to the adverse action, and information on how the individual can dispute the accuracy of the background check report.