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FORM ADV, PART 2A APPENDIX 1 BMO SMART PORTFOLIO WRAP FEE PROGRAM BROCHURE 320 S. Canal Street, 12th Floor Chicago, IL 60606 3124615200 www.bmoharris.com/smartportfolio November 4, 2022, This wrap

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BMO Direct Invest Inc is a subsidiary of the Bank of Montreal that provides online brokerage services for investors.

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