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New Jersey RLI Insurance Company Personal Umbrella Premiums Effective April 1, 2011, New Business ? April 1, 2011, Renewal For risks maintaining underlying automobile limits of $250/500/50, $300/300/50
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UMUIM stands for Uninsured/Underinsured Motorist Insurance. It is a type of coverage that helps protect you if you're involved in an accident with a driver who has no insurance or not enough insurance to cover your damages.
UMUIM must be purchased by individuals who want to protect themselves from potential financial losses in case of an accident with an uninsured or underinsured driver. It is not legally required in all states, but it is highly recommended.
To fill out UMUIM coverage, you will need to contact your insurance provider and request to add this coverage to your policy. They will explain the options available to you and help you select the appropriate coverage limits.
The purpose of UMUIM coverage is to ensure that you are financially protected in the event of an accident with a driver who lacks adequate insurance. It can help cover medical expenses, lost wages, and other damages resulting from the accident.
When purchasing UMUIM coverage, you will need to provide information about your vehicle, driving history, and coverage preferences. Your insurance provider may also require additional details to determine the cost of the coverage.
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