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Family First Credit Unionist you need to know about Overdrafts and Overdraft Fees An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.

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How to fill out enhanced courtesy pay opt-in

01

Check with your financial institution if they offer an enhanced courtesy pay opt-in program.

02

Review the terms and conditions of the program to understand how it works and the fees involved.

03

Complete the opt-in form provided by your financial institution with accurate information.

04

Submit the form according to the instructions provided by your financial institution.

05

Keep a copy of the opt-in form for your records.

Who needs enhanced courtesy pay opt-in?

01

Individuals who want the option for their transactions to be covered by their financial institution even if there are insufficient funds in their account.

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What is enhanced courtesy pay opt-in?

Enhanced courtesy pay opt-in is a program offered by financial institutions that allows customers to have transactions covered even if there are insufficient funds in their account, for an additional fee.

Who is required to file enhanced courtesy pay opt-in?

Customers who wish to have the option of having transactions covered when there are insufficient funds in their account are required to opt-in to the enhanced courtesy pay program.

How to fill out enhanced courtesy pay opt-in?

To fill out enhanced courtesy pay opt-in, customers can contact their financial institution either in person, over the phone, or online to request to opt-in to the program.

What is the purpose of enhanced courtesy pay opt-in?

The purpose of enhanced courtesy pay opt-in is to provide customers with the option to have transactions covered when there are insufficient funds in their account, to avoid declined transactions and potential fees.

What information must be reported on enhanced courtesy pay opt-in?

Customers must provide their account information, such as account number and personal identification details, when opting in to the enhanced courtesy pay program.

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