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NOTICE TO OLD MUTUAL OF TRANSFER OF OWNERSHIP (CESSION) FORM Please complete this form and send it to us:contactus@oldmutual.com0860 222 274PO Box 4512, Cape Town, 8000All information received is

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Clearly outline the products or services being offered.

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Who needs terms and conditions for?

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Any business or individual offering products or services should have terms and conditions in place to protect themselves legally and establish clear expectations with customers.

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Terms and conditions are used to establish the rules and guidelines for using a product or service, outlining the rights and responsibilities of both parties involved.

Who is required to file terms and conditions for?

Any business or individual offering a product or service should have terms and conditions in place, although the specific requirements may vary depending on the industry and jurisdiction.

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Terms and conditions can be drafted by a legal professional or using online templates. It is important to ensure that all relevant information is included and that the terms are clear and easily understood by users.

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The main purpose of terms and conditions is to protect the interests of the business or individual offering the product or service, as well as to inform users of their rights and obligations.

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Terms and conditions typically include information such as the scope of the agreement, payment terms, cancellation policies, and restrictions on use.

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