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April 2023 Dear Saint Joseph Parent, Union Savings Bank is excited to have the opportunity to serve you this year with our Tuition Loan Program through Saint Joseph High School. This low rate loan

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How to fill out public service loan forgiveness

01

Make sure you have eligible federal student loans.

02

Work full-time for a qualifying employer while making 120 qualifying payments.

03

Submit an Employment Certification Form annually or whenever you change jobs.

04

After making 120 qualifying payments, submit the PSLF application to have your remaining balance forgiven.

Who needs public service loan forgiveness?

01

Individuals with federal student loans who work for a qualified employer in the public sector, non-profit organizations, or other eligible fields may benefit from public service loan forgiveness.

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What is public service loan forgiveness?

Public Service Loan Forgiveness is a program that forgives the remaining balance on federal Direct Loans after the borrower has made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

Who is required to file public service loan forgiveness?

Borrowers who work full-time for a qualifying employer and have made 120 qualifying monthly payments on their federal Direct Loans are required to file for Public Service Loan Forgiveness.

How to fill out public service loan forgiveness?

To apply for Public Service Loan Forgiveness, borrowers must submit the Public Service Loan Forgiveness Application to the U.S. Department of Education after making 120 qualifying monthly payments and ensuring they meet all eligibility requirements.

What is the purpose of public service loan forgiveness?

The purpose of Public Service Loan Forgiveness is to incentivize individuals to pursue careers in public service by offering loan forgiveness after a period of service and qualifying payments.

What information must be reported on public service loan forgiveness?

Borrowers must report information such as employment history, qualifying loan repayment plan details, and documentation of qualifying payments made while working for a qualifying employer.

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