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Get the free 2012-13 Federal Direct Graduate PLUS Loan Request - csusm

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Este formulario es para solicitar un préstamo Graduado PLUS para el año académico 2012-13. Los estudiantes deben estar inscritos en un programa de maestría y haber completado el formulario FAFSA
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How to fill out 2012-13 federal direct graduate

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How to fill out 2012-13 Federal Direct Graduate PLUS Loan Request

01
Gather necessary documents: Collect your Social Security number, driver’s license number, and any other identification.
02
Visit the Federal Student Aid website: Go to the official site and navigate to the Direct PLUS Loan application.
03
Complete the online application: Fill out the required fields including personal information, school information, and loan amount requested.
04
Review your information: Double-check all entered information for accuracy.
05
Submit the application: Once verified, submit your application online.
06
Wait for loan approval: Check your email or the loan status page for updates on your application.
07
Accept the loan terms: If approved, review and accept the terms of the loan provided by your school.
08
Complete any additional requirements: Follow up on any further documentation or counseling required by your school.

Who needs 2012-13 Federal Direct Graduate PLUS Loan Request?

01
Graduate students enrolled at least half-time in a degree program who need additional financial assistance to cover education costs.
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There are no set annual or aggregate limits. You may borrow up to your full cost of attendance, minus any other financial aid you receive (including Direct Subsidized Loans, Direct Unsubsidized Loans, scholarships, and certain fellowships).
What Are Some Reasons to Avoid PLUS Loans? First, PLUS loans have no automatic grace period. Then there's the fact they aren't eligible for most IDR plans. Then, borrowing too much is easy to do, and finally, they're nearly impossible to get out of, even in bankruptcy.
Direct PLUS Loans for Parents These loans are eligible for PSLF only if they've been consolidated into a Direct Consolidation Loan and are being repaid under the Income-Contingent Repayment (ICR) plan.
Drawbacks of the Parent PLUS Loan Discharge: Federal parent PLUS loans are rarely discharged for financial difficulties resulting from unemployment, age-related or other illnesses and injuries, or bankruptcy. Nontransferable: Parents cannot transfer the PLUS loan to their student to repay after they finish school.
Grad PLUS Loan Minimum Credit Score. Unlike a traditional consumer loan through a private lender, the Department of Education doesn't set a minimum Grad PLUS Loan credit score to qualify. Instead, the program states that borrowers can't have an adverse credit history.
Direct PLUS Loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. PLUS loans can help pay for education expenses not covered by other financial aid.

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The 2012-13 Federal Direct Graduate PLUS Loan Request is a financial aid application form that allows graduate and professional students to borrow funds to help pay for educational expenses not covered by other financial aid.
Graduate and professional students who wish to borrow through the Graduate PLUS Loan program must file the 2012-13 Federal Direct Graduate PLUS Loan Request.
To fill out the request, students must complete the application online through the Federal Student Aid website, providing necessary personal information, details about their financial situation, and any required documentation.
The purpose of the request is to allow eligible graduate students to access additional funding to cover their educational costs, including tuition, fees, and other school-related expenses.
Students must report personal identification details, income information, and the school they plan to attend, along with specified amounts they wish to borrow.
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