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Residential Strata Insurance Policy Wording and Product Disclosure Statement (PDS)Preparation Date: 16 September 2021 Effective Date: 16 November 2021Longitude InsuranceResidential Strata Insurance1Table

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How to fill out residential strata insurance

01

Contact your strata management company or insurance broker to obtain the necessary information and documents

02

Review the strata corporation's insurance policy to understand what is covered by the building's insurance

03

Determine what additional coverage is needed for your individual unit or belongings

04

Fill out the required application forms carefully, providing accurate and detailed information

05

Submit the completed forms along with any necessary payments to the insurance provider

Who needs residential strata insurance?

01

Owners of strata-titled properties, such as apartments, townhouses, or condos, are required to have residential strata insurance in most jurisdictions

02

This insurance is necessary to protect the building structure, common areas, and shared facilities from unexpected damages or losses

03

It also provides coverage for liability claims and can help in covering repair or replacement costs in case of emergencies

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What is residential strata insurance?

Residential strata insurance is a type of insurance specifically designed for apartment buildings and complexes with shared areas.

Who is required to file residential strata insurance?

The owners corporation or body corporate of the residential strata property is required to file residential strata insurance.

How to fill out residential strata insurance?

Residential strata insurance can be filled out by contacting insurance providers specialized in this type of insurance.

What is the purpose of residential strata insurance?

The purpose of residential strata insurance is to protect the owners corporation and individual unit owners against risks such as property damage, liability, and loss of rental income.

What information must be reported on residential strata insurance?

Information such as the property's address, number of units, common areas, sum insured, and any additional coverage required must be reported on residential strata insurance.

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