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DEPARTMENT OF HEALTH AND SOCIAL SERVICES FEDERAL PROGRAM EMPLOYEE CERTIFICATION FORM Instructions Employees working entirely on one federal program during the report period should complete this certification

How to fill out public service loan forgiveness

How to fill out public service loan forgiveness

1. Understand if you qualify for Public Service Loan Forgiveness (PSLF) by working for a qualifying employer and making 120 qualifying payments.
2. Complete the Employment Certification Form annually or when you change employers.
3. Choose an income-driven repayment plan if you haven't already.
4. Submit the Public Service Loan Forgiveness Application once you have made 120 qualifying payments.
5. Continue making payments while your application is being reviewed.
6. Receive confirmation of forgiveness once approved.

Who needs public service loan forgiveness?

1. Public Service Loan Forgiveness is for individuals who work in public service or for a qualifying non-profit organization.
2. Typically, these individuals have federal student loans and are struggling to make their monthly payments.
3. By qualifying for PSLF, they can have their remaining loan balance forgiven after meeting certain criteria.

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What is public service loan forgiveness?

Public Service Loan Forgiveness (PSLF) is a program that forgives the remaining balance on your federal Direct Loans after you make 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

Who is required to file public service loan forgiveness?

Borrowers who work full-time for a qualifying employer, make 120 qualifying monthly payments, and meet all other program requirements are required to file for Public Service Loan Forgiveness.

How to fill out public service loan forgiveness?

To apply for Public Service Loan Forgiveness, borrowers must submit a Public Service Loan Forgiveness (PSLF) Application for Forgiveness form along with proof of employment and payment history.

What is the purpose of public service loan forgiveness?

The purpose of Public Service Loan Forgiveness is to incentivize individuals to pursue careers in public service by forgiving their remaining federal student loan balance after making qualifying payments while working in a qualifying position.

What information must be reported on public service loan forgiveness?

Borrowers must report their employment status, payment history, qualifying employer information, and any other required documentation as outlined in the PSLF program requirements.