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OCEANIC LIFE AND ANNUITY INSURANCE COMPANY Regular Mail: PO Box 830, Grimes, IA 50111 P: 8882953815 Overnight Mail: Attn: Ocean view 1851 SE Maine Dr. Grimes, IA 50111 FAX: 1.888.417.3702 www.oceanviewlife.comINDIVIDUAL
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How to fill out individual single premium deferred

01
Gather all necessary information such as personal details, beneficiary information, and payment details.
02
Fill out the application form provided by the insurance company accurately and completely.
03
Choose the premium amount you wish to pay and select the payment frequency, in this case, it would be a single premium payment.
04
Review the terms and conditions of the policy before submitting the application.
05
Make the payment for the single premium to activate the policy.

Who needs individual single premium deferred?

01
Individuals who are looking for a long-term investment with a lump sum payment option.
02
Individuals who want to secure their financial future or provide for their beneficiaries after they are gone.
03
Individuals who are interested in tax-deferred growth and potential returns offered by life insurance policies.
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Individual single premium deferred is a type of insurance policy where the policyholder pays a single premium upfront and the policy accumulates cash value over time.
Insurance companies offering individual single premium deferred policies are required to file with the appropriate regulatory authorities.
Individuals can purchase a single premium deferred policy through an insurance agent or directly from an insurance company.
The purpose of individual single premium deferred is to provide a lump sum payment or income stream to the policyholder at a later date, typically during retirement.
Information such as policyholder details, premium amount, policy terms, and any riders or additional benefits must be reported on individual single premium deferred policies.
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