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HOW TO APPLY FOR THE INCOME BASED REPAYMENT (IBR) PLAN Provide all required documentation listed below, as appropriate, to request the IBR plan. If you are currently in a period of deferment or forbearance

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How to fill out income-driven repayment plan request

01

Log in to your student loan servicer's website

02

Find the income-driven repayment plan request form

03

Fill out your personal information including name, address, and social security number

04

Provide details about your income including your annual salary and any additional sources of income

05

Attach any necessary documentation such as tax returns or pay stubs

06

Review the completed form for accuracy and submit it online or by mail

Who needs income-driven repayment plan request?

01

Individuals struggling to make their student loan payments

02

Borrowers with fluctuating or low income

03

Those seeking to lower their monthly loan payments

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What is income-driven repayment plan request?

Income-driven repayment plan request is a request made by borrowers to adjust their monthly student loan payment based on their income.

Who is required to file income-driven repayment plan request?

Borrowers with federal student loans who want to adjust their monthly payments based on their income are required to file income-driven repayment plan request.

How to fill out income-driven repayment plan request?

Borrowers can fill out income-driven repayment plan request through their loan servicer's website or by submitting a paper application.

What is the purpose of income-driven repayment plan request?

The purpose of income-driven repayment plan request is to make student loan payments more affordable for borrowers who are struggling to make their full payments.

What information must be reported on income-driven repayment plan request?

Income-driven repayment plan request must include information about the borrower's income, family size, and any other financial obligations.

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