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SUMMARY PLAN DESCRIPTION Issued for Covered Employees and Dependents of JIM BEAM BRANDS CO. Provided through FCW LOCAL 111D by FCW National Health and Welfare Fund Effective November 1, 2016SUMMARY
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Obtain a copy of the summary plan description from your employer or benefits administrator.
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Read through the summary plan description carefully to understand the information provided.
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Fill out any required fields such as your personal information, plan details, coverage options, and beneficiary information.
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Make sure to disclose any relevant medical conditions or health information that may impact your coverage.
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Review the completed summary plan description for accuracy and completeness before submitting it back to your employer or benefits administrator.

Who needs summary plan description?

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Employees who are enrolled in employer-sponsored benefit plans
02
Beneficiaries who are covered under someone else's benefit plan
03
Employers who offer benefit plans to their employees
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A summary plan description is a document that provides a summary of the key features of an employer-sponsored benefit plan.
Employers offering benefit plans are required to provide a summary plan description to plan participants.
Employers can fill out a summary plan description by detailing the plan's benefits, eligibility requirements, claim procedures, and other important information.
The purpose of a summary plan description is to communicate important information about an employer-sponsored benefit plan in an easily understandable format.
A summary plan description must include information on the plan's benefits, eligibility requirements, claims procedures, and participant rights.
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