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ELECTION TO CONTINUE YOUR LONGER CARE INSURANCE COVERAGEMail to: UNM Life Insurance Company of America LTC Customer Services 2211 Congress Street Portland, Maine 04122Policy Number:TO BE COMPLETED
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Gather all necessary documents such as medical records, financial information, and personal information.
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Contact an insurance agent or company to discuss different long term care insurance options.
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Choose a plan that fits your needs and budget, considering factors such as coverage, premiums, and waiting periods.
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Fill out the application form accurately and truthfully, providing all required information.
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Submit the application along with any supporting documents requested by the insurance company.
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Wait for approval and review the policy details before signing and making the first premium payment.

Who needs long term care insurance?

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Individuals who want to ensure they have coverage for long term care services in the future.
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People who want to protect their assets and prevent having to spend their savings on long term care expenses.
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Those who have a family history of chronic illnesses or disabilities that may require long term care.
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Individuals who want to have more control over their care options and preferences in case they need long term care.
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Long term care insurance is a type of insurance coverage that provides financial assistance for individuals who need help with daily activities such as bathing, dressing, and eating due to a chronic illness, disability, or cognitive impairment.
Individuals who are looking to secure financial protection in the event they need long term care services in the future are required to file for long term care insurance.
To fill out long term care insurance, individuals can contact insurance agents or companies specializing in long term care insurance, gather necessary information and documents, and complete the application form with accurate information.
The purpose of long term care insurance is to help individuals cover the cost of long term care services that are generally not covered by health insurance, Medicare, or Medicaid.
Information required on long term care insurance may include personal details, medical history, daily living activities, desired coverage, and payment information.
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