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Get the free FAIR CREDIT REPORTING ACT DISCLOSURE STATEMENT

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MMM EXPRESS, INC. PO BOX 1538 LOGANVILLE, GA 30052 PHONE: 6789993308 FAX: 6782987958FAIR CREDIT REPORTING ACT DISCLOSURE STATEMENT In accordance with the provisions of Section 604(b)(2)(A) of the
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01
Obtain a copy of your credit report from each of the three major credit bureaus.
02
Review your credit report for accuracy and notify the credit bureau of any errors.
03
Contact the creditor or company that is reporting inaccurate information to dispute the error.
04
Provide supporting documentation to the credit bureau to support your dispute.
05
Wait for the credit bureau to investigate your dispute and provide a response.
06
If the error is not corrected, you can file a complaint with the Consumer Financial Protection Bureau or seek legal action.

Who needs fair credit reporting act?

01
Consumers who want to ensure the accuracy of their credit reports and protect their credit scores.
02
Lenders and creditors who rely on credit reports to make informed decisions about extending credit.
03
Companies that provide credit monitoring services to help consumers monitor their credit reports for fraudulent activity.
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The Fair Credit Reporting Act is a federal law that regulates how consumer credit information is collected, used, and shared.
Credit reporting agencies and any business that provides consumer credit information are required to comply with the Fair Credit Reporting Act.
To comply with the Fair Credit Reporting Act, businesses must ensure they are collecting and reporting accurate credit information, providing consumers with access to their credit reports, and following proper procedures for handling disputes.
The purpose of the Fair Credit Reporting Act is to promote the accuracy, fairness, and privacy of consumer credit information.
Credit reporting agencies must report information such as credit accounts, payment history, and inquiries into a consumer's credit report.
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