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U.S. Securities and Exchange Commission Washington, D.C. 20549FORM 10K ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended November 30, 2020,

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Cryo-Cell International Inc. is a company that specializes in the collection, processing, and preservation of stem cells from umbilical cord blood.

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