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HIRE PURCHASE Product Disclosure Sheet (FCI/G3/2019/1) Please read this Product Disclosure sheet before you decide to take up a Baidu Finance Hire Purchase product. Be sure also to read the general

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How to fill out hire purchase and credit

01

Fill out the personal information section including name, address, contact number, and employment details.

02

Indicate the type of purchase or credit arrangement you are applying for.

03

Provide details of the item or service you wish to purchase using hire purchase or credit.

04

Disclose any existing debts or financial obligations.

05

Agree to the terms and conditions of the hire purchase or credit agreement by signing and dating the document.

Who needs hire purchase and credit?

01

Individuals who want to make a large purchase but do not have the full amount upfront.

02

People who qualify for credit and want to spread the cost of a purchase over a period of time.

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What is hire purchase and credit?

Hire purchase is a method of buying goods through an initial deposit and subsequent installments, where ownership transfers after the final payment. Credit refers to the ability to obtain goods or services before payment, allowing consumers to pay for them later.

Who is required to file hire purchase and credit?

Businesses and individuals who engage in hire purchase agreements or extend credit to others are required to file hire purchase and credit.

How to fill out hire purchase and credit?

To fill out hire purchase and credit forms, provide information such as the terms of the agreement, buyer and seller details, item description, payment schedules, and signatures of the involved parties.

What is the purpose of hire purchase and credit?

The purpose of hire purchase and credit is to facilitate consumer purchases by allowing payments over time, making it easier for individuals to acquire goods without upfront payment.

What information must be reported on hire purchase and credit?

Must report the details including the parties involved, item description, payment terms, interest rates, and any additional fees associated with the hire purchase agreement.

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