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Travel Insurance Combined Financial Services Guide and Product Disclosure StatementEffective 22 February 2023Table of contents Product Disclosure Statement (PDS)..................................................................352Who
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How to fill out combined product disclosure statement

01
Read the combined product disclosure statement thoroughly to understand all the information provided.
02
Fill in personal details accurately such as name, address, and contact information.
03
Provide information about the product being disclosed, including its features, risks, and fees.
04
Make sure to sign and date the document to indicate your acknowledgement and agreement.

Who needs combined product disclosure statement?

01
Individuals who are considering purchasing or investing in a financial product.
02
Financial advisors who need to provide clients with detailed information about a product.
03
Companies that are offering financial products to consumers.
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Combined product disclosure statement is a document that combines information about multiple products into one concise disclosure statement.
Financial institutions or companies offering multiple products or services to consumers are required to file combined product disclosure statement.
To fill out a combined product disclosure statement, the financial institution must compile information about each product or service offered and organize it into a clear and comprehensive document.
The purpose of combined product disclosure statement is to provide consumers with transparent and easily accessible information about the products or services offered by a financial institution.
The combined product disclosure statement must include details about the terms and conditions of each product or service, fees, charges, benefits, and any other relevant information for the consumers.
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