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This pamphlet provides information for individuals applying for death benefits under the Federal Employees Retirement System (FERS) due to the death of an employee, former employee, or retiree covered
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How to fill out applying for death benefits

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How to fill out Applying for Death Benefits Under the Federal Employees Retirement System

01
Gather necessary documentation, including the deceased's death certificate, marriage license (if applicable), and any relevant personal identification.
02
Obtain the standard Form SF 3104, Application for Death Benefits Under the Federal Employees Retirement System, from the Office of Personnel Management (OPM) or the OPM website.
03
Complete the form accurately, ensuring all required information is filled out, including the deceased's personal information and the beneficiary's details.
04
If applicable, indicate any military service information for the deceased.
05
Sign the application form and have it notarized if required.
06
Attach copies of all supporting documents mentioned earlier to the application.
07
Submit the completed Form SF 3104 and supporting documents to the OPM through mail or secure electronic submission if available.
08
Monitor the status of your application and respond promptly to any follow-up requests from OPM.

Who needs Applying for Death Benefits Under the Federal Employees Retirement System?

01
Surviving family members or beneficiaries of federal employees who were covered under the Federal Employees Retirement System (FERS) and wish to claim death benefits after the employee's passing.
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People Also Ask about

OPM has provided my office with the following information regarding timelines: Simple requests such as direct deposit requests can be generally handled within 30 days. Survivor benefits generally have a 60 day processing time. Retirement benefits can take 60-120 days to process.
Steps to a Successful Death Benefit Claim Inform the superannuation insurance provider of the death by email, phone, or mail. Prepare documents & evidence. Accurately complete the claim forms. Follow up with the insurer to ensure they have everything they need for a decision.
Your marriage certificate if you're a surviving spouse. Your divorce papers if you're applying as a surviving divorced spouse. Dependent children's SSNs, if available, and birth certificates. Deceased worker's W-2 forms or federal self-employment tax return for the most recent year.
You can apply for benefits by calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or by visiting your local Social Security office. An appointment is not required, but if you call ahead and schedule one, it may reduce the time you spend waiting to apply.

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Applying for Death Benefits Under the Federal Employees Retirement System (FERS) is the process through which beneficiaries of federal employees can claim benefits after the employee's death. This includes survivor annuities and lump-sum payments.
The beneficiaries or survivors of a deceased federal employee, such as a spouse, child, or designated beneficiary, are required to file for death benefits under the Federal Employees Retirement System.
To fill out the application, beneficiaries must complete the necessary forms provided by the Office of Personnel Management (OPM), provide required documentation such as death certificates, and submit the application to OPM for processing.
The purpose of applying for death benefits under FERS is to ensure that the eligible survivors receive financial support and compensation following the death of a qualifying federal employee, helping them manage the financial implications of the loss.
Applicants must report information including the deceased employee's personal details, the beneficiary's personal information, the employee's service history, and any other relevant documentation required to process the claim.
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