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PREQUALIFICATION # 556 FOR ENERGY MANAGEMENT CONTROL SYSTEM UPGRADE CONTRACTORSSubmission Deadline:Prior to 12:00:00 Noon Local Time on Monday, October 25, 2021PreQualification Coordinator:Date of
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Prequalified: Fill out a prequalification application online or over the phone with a lender. They will ask for basic information such as income, assets, and debts.
02
Preapproved: Fill out a preapproval application with a lender. This involves providing detailed financial information such as tax returns, pay stubs, and bank statements.
03
For both prequalified and preapproved, it is important to be honest and accurate in providing information to the lender.
04
Wait for the lender to review your application and provide you with a decision on whether you are prequalified or preapproved for a loan.
05
Once you have been prequalified or preapproved, you can start shopping for homes within your budget.

Who needs prequalified vs preapproved whats?

01
Homebuyers who want to have a better understanding of how much they can afford to borrow may benefit from getting prequalified or preapproved.
02
Real estate agents may also request that potential buyers get prequalified or preapproved in order to show sellers that they are serious and able to secure financing.
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Prequalification is an informal assessment of your financial situation to determine how much you may be able to borrow. Preapproval is a more formal process where a lender evaluates your financial information and credit history to offer a specific loan amount.
Individuals seeking a loan or mortgage are required to go through the prequalification or preapproval process with a lender.
To fill out prequalification or preapproval forms, you will need to provide information about your income, assets, debts, and credit history.
The purpose of prequalification is to give you a rough idea of how much you may be able to borrow, while preapproval gives you a concrete loan amount that you are eligible for.
You must report your financial information, including income, assets, debts, and credit history, when going through the prequalification or preapproval process.
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